N.Y. Real Property Law § 344-d: Disposition of liens

* § 344-d. Disposition of liens. Neither the act of affixing a

manufactured home to real property, nor the recording of the affidavit

of affixation shall impair the rights of any holder of a security

interest in a manufactured home perfected as provided in section

twenty-one hundred eighteen of the vehicle and traffic law, unless and

until the due filing with and acceptance by the commissioner of motor

vehicles of an application to surrender the title and a release of any

lien as provided in section twenty-one hundred twenty-one of the vehicle

and traffic law. Upon the filing of such a release, the security

interest created under the vehicle and traffic law terminates. The

recording of an affidavit of affixation does not change the character of

the lien noted on a certificate of title, and no mortgage recording tax

shall be imposed at the time an affidavit of affixation is recorded or

upon any lien upon a manufactured home created under the vehicle and

traffic law.

* NB Effective December 12, 2026