N.Y. Uniform Commercial Code Law § 3-504: How Presentment Made

Section 3--504. How Presentment Made.

(1) Presentment is a demand for acceptance or payment made upon the

maker, acceptor, drawee or other payor by or on behalf of the holder.

(2) Presentment may be made

(a) by mail, in which event the time of presentment is determined

by the time of receipt of the mail; or

(b) through a clearing house; or

(c) at the place of acceptance or payment specified in the

instrument or if there be none at the place of business or

residence of the party to accept or pay. If neither the party

to accept or pay nor anyone authorized to act for him is

present or accessible at such place presentment is excused.

(3) It may be made

(a) to any one of two or more makers, acceptors, drawees or other

payors; or

(b) to any person who has authority to make or refuse the

acceptance or payment.

(4) A draft accepted or a note made payable at a bank in the United

States must be presented at such bank.

(5) In the cases described in Section 4--210 presentment may be made

in the manner and with the result stated in that section.