N.Y. Uniform Commercial Code Law § 4-102: Applicability

Section 4--102. Applicability.

(1) To the extent that items within this Article are also within the

scope of Articles 3 and 8, they are subject to the provisions of those

Articles. In the event of conflict the provisions of this Article govern

those of Article 3 but the provisions of Article 8 govern those of this

Article.

(2) The liability of a bank for action or non-action with respect to

any item handled by it for purposes of presentment, payment or

collection is governed by the law of the place where the bank is

located. In the case of action or non-action by or at a branch or

separate office of a bank, its liability is governed by the law of the

place where the branch or separate office is located.