N.Y. Vehicle & Traffic Law § 128: Owner

§ 128. Owner. A person, other than a lien holder, having the property

in or title to a vehicle or vessel. The term includes a person entitled

to the use and possession of a vehicle or vessel subject to a security

interest in another person and also includes any lessee or bailee of a

motor vehicle or vessel having the exclusive use thereof, under a lease

or otherwise, for a period greater than thirty days.