N.Y. Vehicle & Traffic Law § 2112: Lost, stolen or mutilated certificates

§ 2112. Lost, stolen or mutilated certificates. (a) If a certificate

of title is lost, stolen, mutilated or destroyed or becomes illegible,

the owner or legal representative of the owner named in the certificate,

as shown by the records of the commissioner, shall promptly make

application for and may obtain a duplicate upon furnishing information

satisfactory to the commissioner. Unless the original certificate of

title is surrendered to the commissioner, the duplicate certificate of

title shall contain the legend "This is a duplicate certificate and may

be subject to the rights of a person under the original certificate." It

shall be mailed to the owner.

(b) A person recovering an original certificate of title for which a

duplicate has been issued shall promptly notify the commissioner of such

recovery and shall comply with the directions of the commissioner

relating to the disposition of such documents.