N.Y. Vehicle & Traffic Law § 348: Article not to affect other policies

§ 348. Article not to affect other policies. (a) This article shall

not be held to apply to or affect policies of automobile insurance

against liability which may now or hereafter be required by any other

law of this state, and such policies, if endorsed to conform to the

requirements of this article shall be accepted as proof of financial

responsibility when required under this article.

(b) This article shall not be held to apply to or affect policies

insuring solely the insured named in the policy against liability

resulting from the maintenance, or use by persons in the insured's

employ or in his behalf of motor vehicles not owned by the insured.