N.Y. Volunteer Ambulance Workers' Benefit Law § 31: The insurance contract

§ 31. The insurance contract. 1. The provisions of subdivisions one,

two, four, five and seven of section fifty-four of the workers'

compensation law, in relation to the insurance contract, which are not

inconsistent with this chapter, shall be applicable as fully as if set

forth herein. The insurance carrier shall be a party to all hearings and

determinations by the workers' compensation board or the courts and

shall have the right to raise or plead any defense available to the

political subdivision liable in the first instance for the benefits to

be paid and provided by this chapter.

2. A contract of insurance indemnifying against the liability imposed

by this chapter issued by an insurance carrier to a county or a town and

in force on or after the enactment date of such chapter, shall contain a

provision reading as follows: "This contract does not provide (a) any

coverage under the Workers' Compensation Law or the Volunteer Ambulance

Workers' Benefit Law for which any ambulance district would be liable

under such laws, (b) any workers' compensation benefits for ambulance

district officers and employees for which any ambulance company would be

liable under the Workers' Compensation Law, or (c) any volunteer

ambulance workers' benefits for any volunteer ambulance workers' for

which any ambulance district would be liable under the Volunteer

Ambulance Workers' Benefit Law." The foregoing provision does not apply

in relation to volunteer ambulance workers' benefit coverage and

volunteer ambulance workers' benefits provided for and in relation to

the following named ambulance districts which have expressly requested

coverage under this contract pursuant to the provisions of section

thirty-two of this article, to wit: (If there are no exceptions, enter

"No exceptions").

3. An insurance contract to indemnify against liability imposed by

this chapter originally issued to take effect on or after March first,

next succeeding the enactment date of this chapter, and any renewal

thereof, (a) shall be a separate and distinct contract, (b) shall not be

attached as an endorsement or rider to, or in any other way form a part

of, a workers' compensation insurance contract, (c) shall not have

attached thereto any endorsement or rider covering any liability under

the workers' compensation law and (d) shall not be on a contract form

used by the insurance carrier for the purpose of insuring employers

against liabilities imposed by the workers' compensation law, or is

attached to any such form as an endorsement or rider.

4. An insurance contract to indemnify against liability imposed by

this chapter originally issued to take effect prior to the enactment

date of such chapter, shall not be renewed to continue in effect on or

after March first, in the year of the enactment of this chapter, if (a)

it is attached as an endorsement or rider to, or in any other way forms

a part of, a workers' compensation insurance contract, (b) it has

attached thereto any endorsement or rider covering liability under the

workers' compensation law or (c) it is on a contract form used by the

insurance carrier for the purpose of insuring employers against

liabilities imposed by the workers' compensation law, or is attached to

any such form as an endorsement or rider.