Okla. Stat. tit. 12A, § 12A-4-110: Electronic Presentment

ELECTRONIC PRESENTMENT

(a) "Agreement for electronic presentment" means an agreement,

clearing-house rule, or Federal Reserve regulation or operating

circular, providing that presentment of an item may be made by

transmission of an image of an item or information describing the

item ("presentment notice") rather than delivery of the item itself.

The agreement may provide for procedures governing retention,

presentment, payment, dishonor, and other matters concerning items

subject to the agreement.

(b) Presentment of an item pursuant to an agreement for

presentment is made when the presentment notice is received.

(c) If presentment is made by presentment notice, a reference

to "item" or "check" in this article means the presentment notice

unless the context otherwise indicates.