Okla. Stat. tit. 14A, § 14A-3-104: Definition: "Consumer Loan"

Except with respect to a loan primarily secured by an interest

in land (Section 3-105 of this title), or except with respect to

loans granted by institutions of postsecondary education except that

such loans by institutions of postsecondary education shall be

subject to disclosure requirements pursuant to Section 3-301 of this

title and remedies for violation of disclosure provisions pursuant

to Articles 5 and 6 of this title if otherwise they meet the

definition of consumer loan, a "consumer loan" is a loan made by a

person regularly engaged in the business of making loans in which:

(a) the debtor is a person other than an organization;

(b) the debt is incurred primarily for a personal, family

or household purpose;

(c) either the debt is payable in installments or a loan

finance charge is made; and

(d) either the principal does not exceed Fifty Thousand

Dollars ($50,000.00), unless the loan is a private

education loan as that term is defined in Section 8 of

this act, or the debt is secured by an interest in

land. The dollar amount in this paragraph shall be

adjusted annually as indicated by the Consumer

Financial Protection Bureau by the annual percentage

increase in the Consumer Price Index for Urban Wage

Earners and Clerical Workers, as published by the

Bureau of Labor Statistics, rounded to the nearest

multiple of One Hundred Dollars ($100.00) or One

Thousand Dollars ($1,000.00) as applicable.