Okla. Stat. tit. 14A, § 14A-3-305: Loans made by telephone or mail

With respect to a consumer loan, other than a loan made pursuant

to a revolving loan account, if the lender receives a request for an

extension of credit by mail or telephone without personal

solicitation, the lender complies with this part if the lender's

printed material distributed to the public or the loan agreement or

other printed material delivered to the debtor sets forth the terms

of financing, including the annual percentage rate for

representative amounts of credit, and if he gives the information

required by this part on or before the date the first payment is due

on the loan.