Okla. Stat. tit. 14A, § 14A-4-202: Amount of insurance

(1) Except as provided in subsection (2)

(a) in the case of consumer credit insurance providing

life coverage, the amount of insurance may not

initially exceed the debt; or

(b) in the case of any other consumer credit insurance,

the total amount of periodic benefits payable may not

exceed the total of scheduled unpaid installments of

the debt, and the amount of any periodic benefit may

not exceed the original amount of debt divided by the

number of periodic installments in which it is

payable.

(2) If consumer credit insurance is provided in connection with

a revolving charge account or revolving loan account, the amounts

payable as insurance benefits may be reasonably commensurate with

the amount of debt as it exists from time to time. If consumer

credit insurance is provided in connection with a commitment to

grant credit in the future, the amounts payable as insurance

benefits may be reasonably commensurate with the total from time to

time of the amount of debt and the amount of the commitment. If the

debt or the commitment is primarily for an agricultural purpose, and

there is no regular schedule of payments, the amounts payable as

insurance benefits may equal the total of the initial amount of debt

and the amount of the commitment.