Okla. Stat. tit. 15, § 15-140.2: Definitions

As used in this act:

1. "Commercial" means a transaction wherein the motor vehicle

will primarily be used for business purposes rather than personal;

2. "Commissioner" means the Insurance Commissioner;

3. "Consumer" means an individual purchaser of a motor vehicle

or borrower under a finance agreement, and includes a borrower or

contract holder as herein defined as applicable;

4. "Finance agreement" means a loan, retail installment sales

contract, or lease for the purchase, refinancing, or lease of a

motor vehicle;

5. "Free look period" means the period of time from the

effective date of the motor vehicle financial protection product

until the date the motor vehicle financial protection product may be

canceled without penalty, fees, or costs. This period of time shall

not be shorter than thirty (30) days;

6. "Insurer" means an insurance company licensed, registered,

or otherwise authorized to issue contractual liability insurance

under the insurance laws of this state;

7. "Motor vehicle" means self-propelled or towed vehicles

designed for personal or commercial use including, but not limited

to, automobiles, trucks, motorcycles, recreational vehicles, all-

terrain vehicles, snowmobiles, campers, boards, personal watercraft,

and related trailers;

8. "Motor vehicle financial protection product" means an

agreement defined herein that protects a consumer's financial

interest in his or her current or future motor vehicle and includes,

but is not limited to, debt waiver and vehicle value protection

agreements. A motor vehicle financial protection product shall not

mean a service warranty or vehicle protection product warranty; and

9. "Person" means an individual, company, association,

organization, partnership, business trust, corporation, and every

form of legal entity.