Okla. Stat. tit. 15, § 15-141.20: Prohibited conduct

A. Nothing in the Service Warranty Act shall be deemed to

authorize any service warranty association to transact any insurance

business or otherwise to engage in any type of insurance unless the

association is authorized under a certificate of authority issued by

the Insurance Commissioner.

B. No authorized insurer or licensed service warranty

association shall act as a fronting company for any unauthorized

insurer or unlicensed service warranty association. As used in this

subsection, a "fronting company" is an authorized insurer or

licensed service warranty association which, by reinsurance or

otherwise, generally transfers to one or more unauthorized insurers

or unlicensed service warranty associations, the risk of loss under

warranties written by the company in this state.