Okla. Stat. tit. 18, § 18-381.24b: Detached facilities - Certificate - Making of loans

prohibited - Penalty.

A. 1. Any association may maintain and operate, subject to the

approval of the State Banking Commissioner as evidenced by the

certificate of the Commissioner, outside attached facilities and

detached facilities on real property owned or leased by the

association having one or more tellers' windows for drive-in or

walk-up service or both.

2. Any branch may maintain and operate outside attached

facilities having one or more tellers' windows for drive-in or walk-

up service or both on property owned or leased by the association.

B. 1. No association shall be permitted to maintain and

operate such additional outside facilities except upon certificate

issued by the Commissioner. The issuance of the certificates shall

rest solely in the discretion of the Commissioner.

2. The application for a certificate to maintain and operate a

detached facility shall comply with the rules of the Commissioner.

An application fee shall be payable to the Oklahoma State Banking

Department in an amount set by rule of the Commissioner.

3. Any association function may be performed at the facilities

except that of making loans. Upon the recommendation of the

Commissioner, the Attorney General shall bring an appropriate action

to enjoin an association from conducting the making of loans at such

facilities.

4. Any association validly operating a detached facility prior

to May 3, 1990, shall be granted a certificate to continue its

operation at such facility.

5. The provisions of this section shall not be construed in

derogation or denial of the right to operate and maintain facilities

as provided for in Sections 381.24c and 381.24d of this title.

C. A violation of any portion of this section shall be and

constitute a misdemeanor punishable upon conviction by a fine not

exceeding Five Hundred Dollars ($500.00). Each day's violation

shall constitute a separate offense.

D. Nothing contained in this section shall be construed to

limit the authority of federal savings associations to maintain and

operate outside or detached facilities in accordance with federal

law and regulations.