Okla. Stat. tit. 18, § 18-381.51: Deposits authorized

An association may accept deposits for fixed, minimum or

indefinite periods of time, including accounts bearing a fixed rate

of interest, as may be authorized by its directors, subject to the

provisions of its bylaws and the authority of the State Banking

Commissioner and, if applicable, the Director of the Office of

Thrift Supervision to disapprove of such a rate.