Okla. Stat. tit. 24, § 24-16: Debt pooling - Definition

Debt pooling is defined as making a contract with a particular

debtor whereby the debtor agrees to pay a sum or sums of money

periodically to the person engaged in the debt pooling who shall

distribute the same among certain specified creditors in accordance

with a plan agreed upon and the debtor further agrees to pay such

person any valuable consideration for such services or for any other

services rendered in connection therewith.