Okla. Stat. tit. 36, § 36-1206: Statement of charges and notice of hearing - Opportunity

to be heard.

A. Whenever the Insurance Commissioner shall have reason to

believe that any person has been engaged or is engaging in this

state in any unfair method of competition or any unfair or deceptive

act or practice defined in Section 1204 of this title, and that a

proceeding by the Commissioner in respect thereto would be to the

interest of the public, the Commissioner shall issue and serve upon

the person a statement of the charges in that respect and a notice

in accordance with the Administrative Procedures Act.

B. At the time and place fixed for a hearing, the person shall

have an opportunity to be heard and to show cause why an order

should not be made by the Commissioner requiring the person to cease

and desist from the acts, methods or practices so complained of.

Upon good cause shown, the Commissioner shall permit any person to

intervene, appear and be heard at the hearing by counsel or in

person.