Okla. Stat. tit. 36, § 36-2113: Bylaws of mutual

A. The initial board of directors of a domestic mutual insurer

shall adopt original bylaws for the government of the corporation

and conduct of its business. Such bylaws shall be subject to the

approval of the insurer's members at the next succeeding annual

meeting of members, and no bylaw provision shall thereafter be

effective which is not so approved. Bylaws shall be revoked or

modified only by two-thirds (2/3) favorable vote of the insurer's

members voting either in person or by proxy at a meeting of which

notice was given as provided in the bylaws.

B. The bylaws shall provide that each member of the insurer is

entitled to one vote in the election of corporate directors and on

all matters coming before membership meetings, and that such vote

may be exercised in person or by proxy.

C. The insurer shall promptly file with the Commissioner a

copy, certified by the insurer's secretary, of such bylaws and of

every modification thereof or of addition thereto. The Commissioner

shall disapprove any bylaw provision deemed by him to be unlawful.

The insurer shall not, after receiving written notice of such

disapproval and during the existence thereof, effectuate any bylaw

provision so disapproved; provided, however, such disapproval shall

constitute an order from which an appeal will lie, and such appeal

may be perfected in such manner as is provided by this Code.