Okla. Stat. tit. 36, § 36-2720.1: Nonforfeiture benefits - Cash surrender values -

Certificate loans or other options.

A. For certificates issued prior to one (1) year after the

effective date of this act, the value of every paid-up nonforfeiture

benefit and the amount of any cash surrender value, loan or other

option granted shall comply with the provisions of law applicable

immediately prior to the effective date of this act.

B. For certificates issued on or after one (1) year from the

effective date of this act for which reserves are computed on the

Insurance Commissioner's 1941 Standard Ordinary Mortality Table, the

Commissioner's 1941 Standard Industrial Table, the Commissioner's

1958 Standard Ordinary Mortality Table, or the Commissioner's 1980

Standard Mortality Table, or any more recent table made applicable

to life insurers, every paid-up nonforfeiture benefit and the amount

of any cash surrender value, loan or other option granted shall not

be less than the corresponding amount ascertained in accordance with

the laws of this state applicable to life insurers issuing policies

containing like benefits based upon such tables.