Okla. Stat. tit. 36, § 36-2927: Distribution of savings

A reciprocal insurer may from time to time return to its

subscribers any unused premiums, savings, or credits accruing to

their accounts. Any such distribution shall not unfairly

discriminate between classes of risks, or policies, or between

subscribers, but such distribution may vary as to classes of

subscribers based on the experience of such subscribers.