Okla. Stat. tit. 36, § 36-3001: Underwriters; forms of insurance authorized, articles of

agreements.

"Underwriters" Defined. Individuals, partnerships, or

associations of individuals, hereby designated "underwriters," are

authorized to make any insurance as hereinafter provided, except

life insurance or title insurance, on the Lloyd's plan, by executing

articles of agreement expressing their purpose so to do, and

complying with the requirements set forth in this article.