Okla. Stat. tit. 36, § 36-3642: Purpose of act - Intent

A. The purpose of the Life, Accident and Health Insurance

Policy Language Simplification Act is to establish minimum standards

for language used in policies and certificates of life, accident and

health insurance, and subscriber certificates of medical care

corporations, health care corporations, hospital service

associations, and health maintenance organizations, delivered or

issued for delivery in this state, to facilitate ease of reading by

insureds and subscribers.

B. The Life, Accident and Health Insurance Policy Language

Simplification Act is not intended to increase the risk assumed by

insurance companies or other entities or to supercede their

obligation to comply with the substance of other applicable

insurance laws. The Life, Accident and Health Insurance Policy

Language Simplification Act is not intended to impede flexibility

and innovation in the development of policy forms or content, or to

lead to the standardization of policy forms or content.