Okla. Stat. tit. 36, § 36-4401: Scope of article

This article shall apply to all insurance companies, foreign and

domestic, including mutual benefit associations licensed pursuant to

Article 24, limited stock life, accident and health insurers

licensed pursuant to Article 25, reciprocal inter-insurance

exchanges licensed pursuant to Article 29, and Lloyd's insurers

licensed pursuant to Article 30, hereinafter referred to in this

article as "the insurer" or "insurer," issuing policies of insurance

against loss or expense from sickness, or from bodily injury or

death by accident.