Okla. Stat. tit. 36, § 36-706: "Vehicle insurance" defined

"Vehicle insurance" is insurance against loss of or damage to

any land vehicle or aircraft or any draft or riding animal or to

property while contained therein or thereon or being loaded or

unloaded therein or therefrom, from any hazard or cause, and against

any loss, liability or expense resulting from or incident to

ownership, maintenance or use of any such vehicle, aircraft or

animal; together with insurance against accidental death or

accidental injury to individuals, including the named insured, while

in, entering, alighting from, adjusting, repairing, cranking, or

caused by being struck by a vehicle, aircraft or draft or riding

animal, if such insurance is issued as a part of insurance on the

vehicle, aircraft or draft or riding animal.