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Oklahoma · Snapshot open-us-law v2026.08, retrieved 2026-09-14

Okla. Stat. tit. 47, § 47-7-606: Failure to maintain insurance or security — Penalties

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Where this section sits in the code
  1. OK Code
  2. Title 47

A. 1. An owner or operator who fails to comply with the

Compulsory Insurance Law shall be guilty of a misdemeanor and upon

conviction shall be subject to a fine of not more than Two Hundred

Fifty Dollars ($250.00), or imprisonment for not more than thirty

(30) days, or by both such fine and imprisonment and, in addition

thereto, shall be subject to suspension of the driving privilege of

the person in accordance with Section 7-605 of this title; provided,

that if a requesting law enforcement officer verifies valid and

current security and compliance with the Compulsory Insurance Law

through the online verification system, there shall be no violation

of the Compulsory Insurance Law and no citation shall be issued.

Upon issuing a citation under this paragraph, the law enforcement

officer issuing the citation may seize the vehicle being operated by

the person and cause the vehicle to be towed and stored as provided

by subsection A of Section 955 of this title, if the officer has

probable cause to believe that the vehicle is not insured as

required by the Compulsory Insurance Law of this state.

If the operator of the vehicle produces what appears to be a

valid security verification form and the officer is unable to

confirm compliance through the online verification system or

noncompliance by a subsequent investigation, the officer shall be

prohibited from seizing the vehicle and causing such vehicle to be

towed and stored. Further, no vehicle shall be seized and towed

under the provisions of this paragraph if the vehicle is displaying

a temporary license plate that has not expired pursuant to the

provisions of Sections 1137.1 and 1137.3 of this title.

2. An owner other than an owner of an antique or a classic

automobile as defined by the Oklahoma Tax Commission who files an

affidavit that a vehicle shall not be driven upon the public

highways or public streets, pursuant to Section 7-607 of this title,

who drives or permits the driving of the vehicle upon the public

highways or public streets, shall be guilty of a misdemeanor and

upon conviction thereof shall be subject to a fine of not more than

Five Hundred Dollars ($500.00), or imprisonment for not more than

thirty (30) days, or by both such fine and imprisonment, and in

addition thereto, shall be subject to suspension of the driving

privilege of the person in accordance with Section 7-605 of this

title.

B. A sentence imposed for any violation of the Compulsory

Insurance Law may be suspended or deferred in whole or in part by

the court.

C. Any person producing proof in court that a current security

verification form or equivalent form which has been issued by the

Department of Public Safety reflecting liability coverage for the

person was in force at the time of the alleged offense shall be

entitled to dismissal of the charge. If proof of security

verification is presented to the court by no later than the business

day preceding the first scheduled court appearance date, the

dismissal shall be without payment of court costs. The court may

access information from the online verification system to confirm

liability coverage. The court shall not dismiss the fine unless

proof that liability coverage for the person was in force at the

time of the alleged offense is presented to the court.

D. Upon conviction or bond forfeiture, the court clerk shall

forward an abstract to the Department of Public Safety within five

(5) days reflecting the action taken by the court.

E. For purposes of this section, "court" means any court in

this state.

Collected 2026-09-14T18:32:36Z. Source file · JSON

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