Okla. Stat. tit. 47, § 47-8-102: Owner of for-rent vehicle liable when no policy

obtained.

A. In the event the owner of a for-rent motor vehicle has not

given proof of financial responsibility as provided in Section 8-101

of this title, then Service Oklahoma shall not register any motor

vehicle owned by such person and rented, or intended to be rented,

to another unless such owner shall demonstrate, to the satisfaction

of the Commissioner of Public Safety, his or her financial ability

to respond in damages as follows:

1. If he or she applies for registration of one motor vehicle,

in the sum of at least Twenty Thousand Dollars ($20,000.00) for any

one person injured or killed and in the sum of Forty Thousand

Dollars ($40,000.00) for any number more than one injured or killed

in any one accident.

2. If he or she applies for the registration of more than one

motor vehicle, then in the foregoing sums for one motor vehicle, and

Twenty Thousand Dollars ($20,000.00) additional for each motor

vehicle in excess of one, but it shall be sufficient for the owner

to demonstrate ability to respond in damages in the sum of Two

Hundred Thousand Dollars ($200,000.00) for any number of motor

vehicles.

B. Service Oklahoma shall cancel the registration of any motor

vehicle rented without a driver whenever Service Oklahoma ascertains

that the owner has failed or is unable to comply with the

requirements of this section.

C. Any owner of a for-rent motor vehicle who has given proof of

financial responsibility under this section or who in violation of

this act has failed to give proof of financial responsibility shall

be jointly and severally liable with any person operating such

vehicle for any damages caused by the negligence of any person

operating the vehicle by or with the permission of the owner, except

that the foregoing provision shall not confer any right of action

upon any passenger in any such rented vehicle as against the owner.

D. Nothing in this section shall be construed to prevent an

owner from making defense in any such action upon the ground of

comparative or contributory negligence to the extent to which such

defense is allowed in other cases.