Okla. Stat. tit. 59, § 59-3103: Application of act

A. The scope of this act shall not apply to a supervised lender

licensed under the Uniform Consumer Credit Code. Further, nothing

in this act shall modify, affect, alter, change or restrict

practices or operations of supervised lenders under the Uniform

Consumer Credit Code, rules of the Oklahoma Department of Consumer

Credit or rules or interpretations of the Administrator of the

Department of Consumer Credit.

B. Except as otherwise provided in subsection A of this

section, the provisions of this act shall apply to all deferred

deposit loans made; provided, the following lenders shall not be

subject to the licensing requirements of this act:

1. A bank, savings institution, credit union or farm credit

system organized under and regulated by the laws of the United

States or any state;

2. Government or governmental agencies or instrumentalities; or

3. Pawnbrokers engaged in pawn transactions as defined in the

Oklahoma Pawnshop Act.

C. The provisions of this act shall apply to transactions if

the lender, wherever located, enters into the transaction with the

debtor by mail, brochure, telephone, print, radio, television,

Internet, or any other means.