Okla. Stat. tit. 6, § 6-2020: Special Reserve for Dormant Accounts

Any money deposited to a member's account which has not matured

to at least an amount equal to the par value of shares as

established by the credit union's certificate of incorporation

within a three-year period may be transferred to a Special Reserve

for Dormant Accounts if the owner of such an account, after

reasonable effort, cannot be located, and thereafter, no dividends

or interest will accrue to these accounts. Any money so transferred

shall be subject to a service charge to be set by the State Credit

Union Board. If, however, the member at a later date requests a

withdrawal of these funds, the money less any applicable service

charge will be transferred out of the Special Reserve for Dormant

Accounts, and the request for withdrawal be honored.