Okla. Stat. tit. 6, § 6-512: Out-of-state companies or banks - Reciprocity requirement -

Certificate for establishment or relocation of branch.

A. An out-of-state industrial loan company or industrial bank

shall not be permitted to establish a de novo branch in this state,

nor to acquire a branch bank or savings association branch in this

state, unless, on a reciprocal basis, the state where the main

office of the out-of-state industrial loan company or industrial

bank is located would permit a bank chartered under the laws of this

state with a main office located in this state to establish a de

novo industrial loan company or industrial bank branch in that other

state without having engaged in an interstate merger transaction

with an industrial loan company or industrial bank having its main

office in that other state.

B. No industrial loan company or industrial bank shall be

permitted to establish and operate a branch, or relocate a branch,

except upon a certificate issued by the State Banking Commissioner.

C. The State Banking Board shall adopt and promulgate rules

necessary to effectuate the provisions of this act. The Board may,

by rule, establish a procedure whereby the Commissioner may grant

approval and issue the certificate to establish or acquire and

operate or relocate a branch or other banking office permitted by

this section without a hearing before the Board. The procedure

shall include criteria set by the Board to be applied by the

Commissioner in the consideration of the application.