Okla. Stat. tit. 85A, § 85A-35: Obligation to pay

A. 1. Every employer shall secure compensation as provided

under this act to its employees for compensable injuries without

regard to fault.

2. There shall be no liability for compensation under this act

where the injury or death was substantially occasioned by the

willful intention of the injured employee to bring about such

compensable injury or death.

B. The primary obligation to pay compensation is on the

employer, and the procurement of a policy of insurance by an

employer to cover the obligation in respect to this act shall not

relieve the employer of the obligation.