ORS 743B.456: Limits on use of electronic payment methods for reimbursement of dental claims.

(1) As used in this section, “dental insurer” means an insurer that offers a policy or certificate of insurance or other contract, that provides only a dental benefit.

      (2) A dental insurer may pay a claim for reimbursement made by a dental care provider using a credit card or electronic funds transfer payment method that imposes on the provider a fee or similar charge to process the payment if:

      (a) The dental insurer notifies the provider, in advance, of the potential fees or other charges associated with the use of the credit card or electronic funds transfer payment method;

      (b) The dental insurer offers the provider an alternative payment method that does not impose fees or similar charges on the provider; and

      (c) The provider or a designee of the provider elects to accept a payment of the claim using the credit card or electronic funds transfer payment method.

      (3) If a dental insurer contracts with a vendor to process payments of dental providers’ claims, the dental insurer shall require the vendor to comply with the provisions of subsection (2)(a) of this section.