R.I. Gen. Laws § 27-54.1-5: Insurer antifraud initiatives.

(a) Insurers shall have antifraud initiatives reasonably calculated to detect, report, prosecute, and prevent fraudulent insurance acts. Antifraud initiatives may include:

(1) Fraud investigators, who may be insurer employees or independent contractors; or

(2) An antifraud plan.

(b) A person engaged in the business of insurance having knowledge or a reasonable belief that a fraudulent insurance act is being, will be, or has been committed shall provide such information to the governmental unit responsible for investigation of such act, or if no such unit exists, to the commissioner.