R.I. Gen. Laws § 34-25.1-10: Pre-closing disclosures.

At least three (3) business days before closing of the loan, all mortgagees, or their authorized representative who is then duly licensed by the Rhode Island department of business regulation as lender or as a loan broker shall provide in writing all of the following information to, each prospective reverse mortgage mortgagor:

(1) All information as shall be required to be disclosed in connection with a reverse mortgage loan pursuant to the Truth in Lending Act (15 U.S.C. § 1601 et seq.), Regulation Z (12 CFR Part 226), and 12 U.S.C. § 1715z-20 and the federal regulations promulgated with respect thereto (including without limitation 24 CFR Part 206); and

(2) All other information as shall be required to be disclosed by the director of the department of business regulation.