R.I. Gen. Laws § 42-14-2.3: Minimum policy provisions.

The commissioner of insurance shall promulgate, on or before January 1, 1987, rules and regulations establishing the minimum provisions that all professional liability insurance policies for licensed healthcare providers, dentists, or dental hygienists must contain. The commissioner shall establish a “merit rating plan” which shall be based in part on the past claims paid on behalf of the insured.