R.I. Gen. Laws § 5-93-17: Loans and financing.

No person or company, including a solar retailer, shall provide a loan or otherwise finance or provide financing including retail installment contracts for the purchase and sale of a residential solar energy system or broker or service such loans, directly or indirectly, without first obtaining a license pursuant to chapter 14 of title 19, and no person or company engaging in such activities shall be exempt from licensure under § 19-14.1-10.