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Rhode Island · Through site files published 2025-08-13 · Newer source version available

R.I. Gen. Laws § 6-13.1-22: Access to credit reports.

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Where this section sits in the code
  1. Title 6 Commercial Law — General Regulatory Provisions
  2. Chapter 13.1 Deceptive Trade Practices

Any consumer who requests disclosure of his or her credit file from a credit bureau shall be entitled to have mailed to the consumer a copy of the information in the files of the credit bureau that pertains to the consumer at the time of the consumer’s request for disclosure within four (4) working days of the request. The credit bureau may impose a reasonable charge for the report, but that charge shall not exceed eight dollars ($8.00) per report. The maximum charge for the report may be raised annually not to exceed the increase in the Consumer Price Index (CPI). The copy shall be furnished without charge if the request for a copy of the report is the result of a consumer being notified that adverse action has been taken on a credit application based on the credit report, provided the request for the report is made within sixty (60) days of receipt of the notice.

Collected 2026-09-05T17:06:24Z. Source file · JSON

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