S.C. Code Ann. § 37-6-102: Applicability.

This part applies to persons in this State who:

(1) make or solicit consumer credit sales, consumer leases, consumer loans, and consumer rental-purchase agreements;

(2) directly collect payments from or enforce rights against debtors arising from sales, leases, loans, or agreements specified in item (1), wherever they are made; or

(3) are subject to this title or action by the administrator.