S.C. Code Ann. § 38-77-128: First responders; personal automobile insurance policies; premium rates.

(A) In determining the premium rates for a personal automobile insurance policy of a first responder, it is unlawful to consider the work-related driving record of a first responder if he is found to be noncontributing on the collision report or involved in a collision when responding to an emergency call.

(B) The first responder must furnish a copy of the police incident report, investigative report, or Uniform Traffic Collision report regarding the crash in a timely manner to the insurance agent or insurer.

(C) For purposes of this section, "first responder" means a law enforcement officer or firefighter employed by local, state, or federal government. An emergency medical technician, paramedic, volunteer law enforcement officer or firefighter engaged by local, state, or federal government also is considered a first responder.