S.C. Code Ann. § 38-85-70: Group policy or group certificate of mortgage insurance to be filed with and approved by director.

No group policy or group certificate of mortgage insurance used in connection with a consolidation, nor any application, endorsement, or rider which becomes a part of any such group policy or certificate, may be issued or delivered in this State until a copy of the form has been filed with and approved by the director or his designee.