S.C. Code Ann. § 38-91-10: Definitions.

As used in this chapter, unless the context requires otherwise:

(1) "Adjuster" means an individual, other than a public adjuster, or business entity who undertakes on behalf of insurers or self-insurers to investigate, evaluate, and negotiate the resolution of the amount of a property, casualty, crop, or workers' compensation claim or loss on behalf of an insurance policy or insurer or as a third party on behalf of a self-insurer. Such term includes an independent contractor or an employee of:

(a) an association;

(b) a property and casualty producer;

(c) an independent contractor;

(d) an insurer; or

(e) a managing general agent.

(2) "Business entity" means a corporation, association, partnership, limited liability company, limited liability partnership, or other legal entity.

(3) "Director" means the Director of Insurance or his designee, as defined in Section 38-1-20.

(4) "Home state" means the District of Columbia and any state or territory of the United States in which the adjuster's principal place of residence or principal place of business is located. If neither the state in which the adjuster maintains the principal place of residence nor the state in which the adjuster maintains the principal place of business has a substantially similar law governing adjusters, the adjuster may designate another state in which he becomes licensed and acts as an adjuster to be the "home state."

(5) "Individual" means a natural person.

(6) "Insurer" means any type of insurer conducting business in this State and authorized in accordance with Section 38-5-180.

(7) "Person" includes an individual or business entity, as defined in Section 38-1-20.

(8) "Self-insurer" means an individual or business entity that insures itself or risks by setting aside an amount of money to provide for any losses that occur rather than insuring such risks through an insurance company.

(9) "Uniform individual application" means the current version of the National Association of Insurance Commissioners (NAIC) Uniform Individual Application for resident and nonresident individuals.

(10) "Uniform business entity application" means the current version of the National Association of Insurance Commissioners (NAIC) Uniform Business Entity Application for resident and nonresident business entities.