SDCL § 32-3-77: Issuance of title to insurer unable to obtain title after payment of total loss.

Notwithstanding any other law, if an insurer is unable to obtain a certificate of title for a motor vehicle from the owner or lienholder within forty-five days of payment of a total loss claim on the motor vehicle, and is unable to surrender the certificate of title to the department as required pursuant to § 32-3-51.20, the department shall issue a salvage title or certificate of title for the motor vehicle to the insurer when the insurer provides to the department:

(1) Proof of payment for the motor vehicle to the registered owner; and

(2) Proof of payment in satisfaction of any lien that was previously perfected on the vehicle.

The department may promulgate rules, pursuant to chapter 1-26, to implement the provisions of this section.