SDCL § 54-15-9: Treatment of credit or other application as incomplete for denial of limited access to credit information.

If a third party requests access to a consumer credit report on which a security freeze is in effect, and this request is in connection with an application for credit or any other use, and the consumer does not allow the consumer's credit report to be accessed for that specific party or period of time, the third party may treat the application as incomplete.