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South Dakota · Through 2026-08-31 · Newer source version available

SDCL § 54-16-2: Security freeze for protected consumer upon request to consumer reporting agency by protected consumer's representative.

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Where this section sits in the code
  1. TITLE 54. DEBTOR AND CREDITOR
  2. CHAPTER 54-16. CREDIT REPORTING SECURITY FREEZE FOR PROTECTED CONSUMERS

A consumer reporting agency shall place a security freeze for a protected consumer if the agency receives a request from the protected consumer's representative for the placement of the security freeze under this section and the protected consumer's representative:

(1) Submits the request to the agency in the manner specified by the agency;

(2) Provides to the agency sufficient proof of identification of the protected consumer and the representative;

(3) Provides to the agency sufficient proof of authority to act on behalf of the protected consumer; and

(4) Pays to the agency a fee as provided in § 54-16-9.

If a consumer reporting agency does not have a file pertaining to a protected consumer when the consumer reporting agency receives a request under this section, the consumer reporting agency shall create a record for the protected consumer.

Collected 2026-09-03T15:18:57Z. Source file · JSON

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