SDCL § 58-11-44.2: Requests for information and actions based on applicant's failure to meet insurer's underwriting requirements permissible.

Nothing in § 58-11-44 prohibits an insurer or an insurer's representative from:

(1) Requesting information from an applicant for the purpose of determining that applicant's insurability; or

(2) Underwriting an application or declining coverage based upon that applicant's failure to meet the insurer's underwriting requirements.