SDCL § 58-17-166: Scope of benefits not affected--Medical benefits not included .

Nothing in §§ 58-17-163 to 58-17-165, inclusive, limits an insurer's ability to determine the scope of the insurer's benefits, services, or any other terms of the insurer's policies or to negotiate any contract with a licensed health care provider regarding reimbursement rates or any other lawful provisions.

The provisions of §§ 58-17-163 to 58-17-166, inclusive, apply only to any policy of insurance insuring dental care services. The provisions of §§ 58-17-163 to 58-17-166, inclusive, do not apply to any service payable as a medical benefit pursuant to a health benefit plan as defined in subdivision 58-17-66(9).