SDCL § 58-17-35: Earnings adjustment clause to be coupled with insured's right to continue policy in force.

The policy provision in § 58-17-34 may be inserted only in a policy which the insured has the right to continue in force subject to its terms by the timely payment of premiums until at least age fifty, or, in the case of a policy issued after age forty-four, for at least five years from its date of issue.