SDCL § 58-18-7.21: Continued coverage--Insurer's use of experience for rating purposes not limited--Options unavailable in market not required.

Nothing in § 58-18-7.18 or 58-18C-5 may be construed to limit an insurer's ability to use the experience from those persons who have continued coverage pursuant to § 58-18-7.18 or 58-18C-5 for rating purposes for the employer group from which coverage was continued. An insurer is not required to offer an option that is not available in the market for the policy form or forms from which continuation is being offered. This section and §§ 58-18-7.18 and 58-18C-5 apply to any person electing continuation coverage on or after July 1, 2008.