SDCL § 58-23-3: Tort liability of charitable institution--Insurer estopped from asserting charitable immunity defense.

Each policy issued to cover the liability of any charitable institution for negligence or any other tort shall contain a provision to the effect that the insurer shall be estopped from asserting, as a defense to any claim covered by said policy, that such institution is immune from liability on the ground that it is a charitable institution.