Tenn. Code Ann. § 47-9-602: Waiver and variance of rights and duties

Except as otherwise provided in § 47-9-624 , to the extent that they give rights to a debtor or obligor and impose duties on a secured party, the debtor or obligor may not waive or vary the rules stated in the following listed sections:

(1) Section 47-9-207(b)(4)(C) , which deals with use and operation of the collateral by the secured party;

(2) Section 47-9-210 , which deals with requests for an accounting and requests concerning a list of collateral and statement of account;

(3) Section 47-9-607(c) , which deals with collection and enforcement of collateral;

(4) Sections 47-9-608(a) and 47-9-615(c) to the extent that they deal with application or payment of noncash proceeds of collection, enforcement, or disposition;

(5) Sections 47-9-608(a) and 47-9-615(d) to the extent that they require accounting for or payment of surplus proceeds of collateral;

(6) Section 47-9-609 to the extent that it imposes upon a secured party that takes possession of collateral without judicial process the duty to do so without breach of the peace;

(7) Sections 47-9-610(b) , 47-9-611 , 47-9-613 , and 47-9-614 , which deal with disposition of collateral;

(8) Section 47-9-615(f) , which deals with calculation of a deficiency or surplus when a disposition is made to the secured party, a person related to the secured party, or a secondary obligor;

(9) Section 47-9-616 , which deals with explanation of the calculation of a surplus or deficiency;

(10) Sections 47-9-620 , 47-9-621 , and 47-9-622 , which deal with acceptance of collateral in satisfaction of obligation;

(11) Section 47-9-623 , which deals with redemption of collateral;

(12) Section 47-9-624 , which deals with permissible waivers; and

(13) Sections 47-9-625 and 47-9-626 , which deal with the secured party's liability for failure to comply with this chapter.