Tenn. Code Ann. § 56-15-108: Unlawful to write policies except through resident agents

(a) It is unlawful for the corporation to write or cause to be written any policy or fidelity contract, except through licensed resident agents who shall countersign and record the policies or contracts and receive the full commission usually paid on business of the same classification in this state.

(b) This section does not apply to bid bonds issued by the corporation in connection with any public or private contract.